It’s best to get expert advice to help protect what matters, when it matters!

Thinking about the consequences should anything happen to the main breadwinner isn’t something
any of us want to contemplate. However, it is important when arranging your mortgage to take the
time to protect you and your family should the unthinkable happen.

Protection

Many people think Protection = Life Assurance

But proper, comprehensive protection means looking at your individual situation and objectives
and thinking of all risks, such as:

• What happens if you become critically or seriously ill?
• Or lose your income through an accident or redundancy?
• Or if your business suffers?

It’s not enough to say, “we’d better have some life cover just in case” and then not to work this through to the entirety of the risks you wish to manage. For example, for younger couples they are many more times likely to suffer financial challenges or upset, through illness than death.

Don’t get us wrong – life assurance is almost always ESSENTIAL, but there is a lot more to figure out than this to become properly protected.

And even then, deciding you need to do X or Y, have this policy or that policy, is only one aspect.

You need to think about:

• What sort of policy?
• How much cover?
• How much can we afford to pay for protection?
• What is the most suitable company and what are its terms and conditions?

To get this just right, you need to work out the fix for your needs and objectives, and this will inevitably require advice. 

This is what we do and how we can help, so please get in touch to access our support and expertise.

Access our help and expertise